PRIVACY & TERMS

PART I — PRIVACY POLICY

Last Updated: September 6, 2026

 

Kobi Julian Inc. (“Kobi Julian,” “we,” “us,” or “our”) respects your privacy and is committed to protecting the personal information you share with us.

This Privacy Policy explains how we collect, use, disclose, and protect information when you visit kobijulian.com, communicate with us, subscribe to our content, download resources, register for programs, schedule a call, purchase products or services, or otherwise interact with Kobi Julian Inc.

By using this website, you acknowledge the practices described in this Privacy Policy.

1. INFORMATION WE MAY COLLECT

We may collect information that you voluntarily provide to us, including:

• Your name

• Email address

• Telephone number, when provided

• Information submitted through contact or inquiry forms

• Information submitted when requesting a complimentary call

• Information provided when registering for a program, resource, course, coaching service, or event

• Communications you send to us

• Information you choose to provide regarding your goals, interests, or reasons for contacting us

• Billing or transaction-related information associated with purchases

We may also automatically collect certain technical information when you use our website, such as:

• IP address

• Browser type

• Device type

• Operating system

• Pages visited

• Referring website

• Approximate geographic location derived from technical information

• Date and time of visits

• Website interactions and usage information

This information may be collected through cookies, analytics technologies, and similar tools.

2. HOW WE USE YOUR INFORMATION

We may use information collected through the website to:

• Respond to questions, messages, and inquiries

• Provide requested resources or information

• Schedule and manage coaching, speaking, or consultation inquiries

• Provide coaching programs, educational materials, digital resources, or other services

• Process and administer purchases or registrations

• Send requested emails, resources, updates, or communications

• Manage our relationship with clients, readers, subscribers, and website visitors

• Improve our website, programs, resources, and services

• Understand how visitors use our website

• Maintain the security and functionality of the website

• Comply with applicable legal obligations

• Protect the rights, safety, and property of Kobi Julian Inc. and others

We do not use personal information for purposes materially different from those described in this Privacy Policy without providing appropriate notice when required.

3. EMAIL COMMUNICATIONS

If you voluntarily provide your email address to receive a resource, participate in a program, subscribe to communications, or otherwise request information from us, we may send you communications related to that request.

Where permitted by law and based on your choices, we may also send information regarding new content, programs, books, events, resources, or services from Kobi Julian Inc.

You may unsubscribe from marketing emails at any time by using the unsubscribe link included in those communications.

We may still send transactional or administrative communications when necessary, such as messages concerning a purchase, registration, scheduled appointment, or other existing relationship.

4. COACHING AND CONSULTATION INQUIRIES

The website provides opportunities to inquire about coaching and related services.

When you submit an inquiry or schedule a call, we may collect information necessary to communicate with you, understand your inquiry, and determine whether our services may be appropriate for your needs.

Coaching offered by Kobi Julian Inc. is educational and personal-development oriented. It is not a substitute for medical care, mental health treatment, psychotherapy, legal advice, or other licensed professional services.

Please do not submit highly sensitive medical, financial, legal, or other confidential information through general website contact forms unless specifically requested through an appropriate secure process.

5. SPEAKING AND EVENT INQUIRIES

Visitors may contact Kobi Julian Inc. regarding speaking engagements, conferences, retreats, workshops, organizational events, media appearances, collaborations, and similar opportunities.

Information provided for these purposes may be used to respond to the inquiry, communicate regarding the proposed engagement, schedule conversations, and administer an engagement if one is established.

6. BOOKS, DIGITAL PRODUCTS, PROGRAMS, AND RESOURCES

Kobi Julian Inc. may offer or promote books, digital resources, educational materials, coaching programs, workshops, courses, guided practices, or other products and services.

Some products may be purchased directly through our website or associated platforms, while others may be offered through third-party retailers or service providers.

When you leave our website to purchase or access something through another company, that company's privacy practices and terms generally govern the information you provide to that company.

7. THIRD-PARTY SERVICES AND EXTERNAL LINKS

Our website may use or link to third-party platforms and services for functions such as website hosting, scheduling, book purchasing, video content, social media, analytics, email delivery, payment processing, and other business operations.

These may include services such as Kajabi, Calendly, Amazon, Instagram, and YouTube, among others.

When you interact directly with a third-party service, your information may be processed according to that provider's own privacy policy and terms.

Kobi Julian Inc. does not control the privacy practices of independent third-party websites or platforms. We encourage you to review their privacy policies before providing personal information.

8. PAYMENT INFORMATION

If you purchase a product, program, or service, payment information may be processed by third-party payment processors or commerce platforms.

Kobi Julian Inc. does not necessarily receive or store your complete payment-card information. Payment providers may collect and process that information directly according to their own privacy and security practices.

We may receive transaction information such as your name, email address, product purchased, amount paid, transaction date, and payment status as necessary to administer the transaction and maintain business records.

9. COOKIES AND ANALYTICS

Our website may use cookies and similar technologies to operate properly, remember preferences, understand website usage, measure performance, and improve visitor experience.

Third-party services integrated with our website may also place or use cookies according to their own policies.

Depending on your browser and applicable law, you may be able to control or disable certain cookies through browser settings or cookie-management tools.

Disabling cookies may affect the functionality of certain portions of the website.

10. HOW WE SHARE INFORMATION

We do not sell your personal information for money.

We may disclose personal information when reasonably necessary to:

• Service providers that help operate our website or business

• Website hosting and technology providers

• Email and communication providers

• Scheduling providers

• Payment processors

• Professional advisers, when appropriate

• Government authorities or other parties when required by law

• Protect our legal rights, safety, property, or users

• Facilitate a business transaction such as a merger, acquisition, restructuring, or sale of business assets

Service providers may receive only the information reasonably necessary to perform services on our behalf, subject to their agreements and applicable law.

11. CALIFORNIA PRIVACY RIGHTS

California residents may have certain rights regarding their personal information under applicable California privacy laws.

Depending on the law applicable to Kobi Julian Inc. and the nature of the information involved, these rights may include the ability to request information about personal information collected about you, request correction or deletion of certain information, or exercise other rights provided by law.

Not every California privacy statute or right applies to every business, website, or type of information. We will honor privacy requests to the extent required by applicable law.

You will not be unlawfully discriminated against for exercising applicable privacy rights.

To submit a privacy-related request, please contact us using the information provided at the bottom of this policy.

12. DATA RETENTION

We retain personal information for as long as reasonably necessary to fulfill the purposes for which it was collected, maintain appropriate business and transaction records, satisfy legal or contractual obligations, resolve disputes, and protect our legitimate interests.

Retention periods may vary depending on the nature of the information and our relationship with you.

13. DATA SECURITY

We use reasonable administrative, technical, and organizational measures intended to protect personal information under our control.

However, no website, electronic transmission, database, or storage system can be guaranteed to be completely secure. You provide information electronically at your own risk.

14. CHILDREN'S PRIVACY

This website and the services marketed through it are intended primarily for adults and are not directed toward children under the age of 13.

We do not knowingly collect personal information online from children under 13. If we learn that such information has been collected without appropriate authorization, we will take reasonable steps to delete it.

15. SOCIAL MEDIA

Kobi Julian Inc. maintains a presence on third-party social-media and content platforms.

When you interact with us through a social-media platform, the platform may collect and process information according to its own privacy practices. Information you publicly post, comment, or share through those platforms may also be visible to other users.

This Privacy Policy governs information controlled by Kobi Julian Inc.; it does not replace the privacy policies of third-party social platforms.

16. LINKS TO OTHER WEBSITES

Our website may contain links to websites or services that we do not own or control.

A link from our website does not mean that Kobi Julian Inc. controls or endorses the privacy practices of that third party.

Once you leave kobijulian.com, we encourage you to review the privacy policy of the website or service you visit.

17. INTERNATIONAL VISITORS

Our website is operated from the United States.

If you access the website from outside the United States, your information may be transferred to, stored in, or processed in the United States or other jurisdictions where our service providers operate.

Privacy and data-protection laws in those jurisdictions may differ from those in your country of residence.

Where applicable law provides additional rights regarding international data processing, we will address those rights as required.

18. YOUR CHOICES

Depending on your interaction with us and applicable law, you may:

• Unsubscribe from marketing emails

• Request correction of information you previously provided

• Request deletion of certain personal information

• Ask questions about how your information is being used

• Adjust browser settings relating to cookies

Certain information may need to be retained for legal, transactional, security, or legitimate business purposes even after a deletion request.

19. CHANGES TO THIS PRIVACY POLICY

We may update this Privacy Policy periodically as our website, business, services, technology, or legal obligations change.

When we make changes, we will update the “Last Updated” date at the top of this page.

We encourage visitors to review this Privacy Policy periodically.

 

PART II — TERMS OF USE 

Last Updated: September 6, 2026

Welcome to kobijulian.com. These Terms of Use (“Terms”) govern your access to and use of this website and the content, resources, products, programs, and services offered by Kobi Julian Inc. (“Kobi Julian,” “we,” “us,” or “our”).

By accessing or using this website, you agree to these Terms. If you do not agree with these Terms, please discontinue use of the website.

1. PURPOSE OF THIS WEBSITE

Kobijulian.com provides information about Kobi Julian Inc. and its work, which may include:

• Books and written content
• Coaching and personal-development services
• Speaking engagements and workshops
• Educational programs and resources
• Digital products and downloads
• Guided practices and other educational content
• Blogs, videos, podcasts, and social-media content
• Events, collaborations, and community initiatives

Content and offerings may be added, changed, or discontinued from time to time.

2. EDUCATIONAL AND INFORMATIONAL PURPOSES

The information, programs, resources, coaching materials, books, videos, articles, downloads, and other content provided by Kobi Julian Inc. are intended for educational, informational, inspirational, and personal-development purposes.

Nothing on this website is intended to constitute medical, psychological, psychiatric, therapeutic, legal, financial, or other licensed professional advice.

You should consult an appropriately qualified professional regarding circumstances requiring professional diagnosis, treatment, advice, or services.

Use of this website does not create a doctor-patient, therapist-client, attorney-client, financial-adviser, or other licensed professional relationship.

3. COACHING SERVICES

Coaching provided by Kobi Julian Inc. is intended to support personal development, reflection, clarity, courage, goal setting, growth, and transformation.

Coaching is not psychotherapy, counseling, medical treatment, or mental-health treatment and should not be used as a substitute for services provided by appropriately licensed professionals.

Individual coaching relationships may also be governed by a separate coaching agreement. If there is a conflict between these Terms and a signed coaching agreement regarding coaching services, the signed agreement will govern that coaching relationship.

4. NO GUARANTEE OF RESULTS

Personal development and transformation are individual processes.

While Kobi Julian Inc. provides tools, perspectives, education, encouragement, and guidance designed to support growth, we cannot and do not guarantee any particular personal, professional, financial, health, relationship, or other result.

Your results depend on numerous factors, including your circumstances, decisions, participation, effort, and actions.

Statements describing experiences, transformations, or results should not be interpreted as promises that another person will achieve the same outcome.

5. TESTIMONIALS AND PERSONAL STORIES

This website may include testimonials, reviews, personal experiences, case examples, or stories.

These represent individual experiences and are not guarantees of what another person will experience.

Kobi Julian may also share portions of her own personal story for educational, inspirational, literary, or speaking purposes. Such material reflects personal experience and perspective and should not be interpreted as professional advice.

6. INTELLECTUAL PROPERTY

Unless otherwise stated, the content available through kobijulian.com is owned by or licensed to Kobi Julian Inc. and is protected by applicable intellectual-property laws.

This may include, without limitation:

• Written content
• Books and excerpts
• Articles and blog posts
• Videos and audio recordings
• Course and coaching materials
• Workbooks and worksheets
• Digital downloads
• Graphics and photographs
• Branding and design elements
• Presentations and speaking materials
• Exercises, frameworks, methods, and educational materials
• The Embrace • Evolve • Elevate framework and associated materials

Content is provided for your personal, non-commercial use unless we expressly authorize otherwise.

You may not reproduce, republish, distribute, sell, license, modify, create derivative commercial works from, publicly display, teach, or commercially exploit our proprietary content without prior written permission from Kobi Julian Inc., except as otherwise permitted by law.

7. TRADEMARKS AND BRANDING

Names, logos, program names, taglines, marks, and other branding associated with Kobi Julian Inc. may be protected by trademark or other applicable laws.

Use of the ™ symbol identifies marks claimed by Kobi Julian Inc.; it does not necessarily mean that a mark has been federally registered.

Nothing on this website grants permission to use our names, logos, marks, branding, or proprietary program names without prior written authorization.

8. BOOKS, PROGRAMS AND DIGITAL PRODUCTS

Kobi Julian Inc. may offer books, programs, courses, workbooks, downloads, recordings, or other physical or digital products.

Certain products may be purchased directly from Kobi Julian Inc., while others may be purchased or fulfilled through third-party retailers, publishers, distributors, or platforms.

Purchases made through a third party may also be subject to that third party's terms, policies, pricing, shipping practices, and refund policies.

Digital products and materials are licensed for the purchaser's personal use unless otherwise expressly stated. Purchasing a digital product does not transfer ownership of the underlying intellectual property.

9. PAYMENTS, CANCELLATIONS AND REFUNDS

Prices and payment terms for paid products or services will be disclosed at or before the time of purchase.

Certain programs, coaching arrangements, speaking engagements, or other services may have their own cancellation, rescheduling, payment, or refund terms. When a separate written agreement or checkout policy applies, those terms will govern that transaction.

For purchases processed by third-party retailers or platforms, applicable refund, return, cancellation, and payment policies may be determined by that provider.

10. SPEAKING ENGAGEMENTS AND EVENTS

Information submitted through this website regarding a potential speaking engagement, workshop, event, collaboration, or appearance is considered an inquiry and does not by itself create a binding agreement.

Speaking engagements and other professional appearances may be governed by a separate written agreement addressing matters such as fees, travel, scheduling, cancellation, content, recording rights, and other terms.

11. THIRD-PARTY WEBSITES AND SERVICES

Kobijulian.com may contain links to or integrations with third-party websites and services, including retailers, scheduling platforms, social-media platforms, video platforms, payment providers, and other external services.

These may include platforms such as Amazon, Calendly, Instagram, YouTube, Kajabi, and others.

Kobi Julian Inc. does not control independent third-party websites and is not responsible for their content, availability, products, services, security, privacy practices, or policies.

Your interactions with those services are subject to their respective terms and policies.

12. ACCEPTABLE USE

You agree not to use this website or its content in a manner that:

• Violates applicable law
• Infringes the rights of Kobi Julian Inc. or another person
• Attempts to gain unauthorized access to the website or related systems
• Introduces malicious software, viruses, or harmful code
• Interferes with the operation or security of the website
• Harvests or collects information about other users without authorization
• Impersonates Kobi Julian Inc. or misrepresents an affiliation with us
• Copies or commercially exploits proprietary materials without permission

We reserve the right to restrict or terminate access to the website when reasonably necessary to protect the website, our business, our users, or our legal rights.

13. USER SUBMISSIONS AND COMMUNICATIONS

When you contact us through the website, you are responsible for ensuring that information you provide is lawful and that you have the right to provide it.

Submitting a message, idea, suggestion, proposal, manuscript, business concept, or other unsolicited material does not create a confidential, fiduciary, professional, or contractual relationship unless we expressly agree otherwise in writing.

Please do not submit confidential or proprietary material through general website forms unless specifically requested.

14. WEBSITE AVAILABILITY AND ACCURACY

We strive to keep information on this website accurate and current, but we do not guarantee that every page will always be complete, error-free, or current.

We may modify, update, suspend, or discontinue portions of the website or its offerings without prior notice.

We do not guarantee uninterrupted or error-free access to the website.

15. LIMITATION OF LIABILITY

To the fullest extent permitted by applicable law, Kobi Julian Inc. and its officers, directors, employees, contractors, agents, and representatives will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising from or related to your use of, or inability to use, this website, its content, or its services.

Nothing in these Terms excludes or limits liability that cannot lawfully be excluded or limited.

16. INDEMNIFICATION

To the extent permitted by applicable law, you agree to indemnify and hold harmless Kobi Julian Inc. and its officers, directors, employees, contractors, agents, and representatives from claims, liabilities, damages, losses, or expenses arising from your unlawful use of the website, your violation of these Terms, or your infringement of another person's rights.

17. PRIVACY

Your use of this website is also subject to Part I — Privacy Policy, located above these Terms.

The Privacy Policy explains how we collect, use, disclose, and protect personal information associated with your use of the website.

18. GOVERNING LAW

These Terms are governed by the laws of the State of California, without regard to conflict-of-law principles, except where applicable law requires otherwise.

Any dispute relating to these Terms or use of this website will be handled in accordance with applicable law and any separate written agreement governing the applicable service or transaction.

19. CHANGES TO THESE TERMS

We may update these Terms periodically to reflect changes to our website, services, business practices, or legal obligations.

When changes are made, we will update the “Last Updated” date.

Your continued use of the website following an update constitutes acceptance of the revised Terms to the extent permitted by applicable law.

20. CONTACT US

Questions regarding these Terms may be directed to:

Kobi Julian Inc.
California, United States
Website: kobijulian.com
Email: [email protected]